In a decreasing interest rate environment investment grade bond performance has come under greater scrutiny. A small but growing segment of insurance and financial professionals offer participating whole life as a bond alternative for conservative clients or part of their conservative portfolio positions. That in itself may be a good … [Read More...]
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Often retirement experts address portfolio holdings as short, mid and long-term positions. The retirement model dictates the time horizon, but in the case of cash value life insurance for tax free income, it’s a lifetime hold position. TAMRA compliant cash value life insurance can distribute tax free income via the withdrawals to basis … [Read More...]